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WHAT DOES AMERICAN CAR CENTER AND AMERICAN FINANCIAL DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income
Account balance and payment
credit history and credit scores
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons American Car Center and American Financial choose to share; and whether you can limit this sharing.
such as to process your
transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus
to offer our products and services
information about your
transactions and experiences
information about your
Call 1-866-348-4450 - our menu will prompt you through your choice(s).
you are a new customer, we can begin sharing your information 30 days from the date
we sent this notice. When you are no longer our customer,
we continue to share your information as described in this notice.
However, you can contact us at
any time to limit our sharing.
is providing this notice?
RAC Dealership, LLC dba American Car Center, RAC Asset Holdings, LLC dba American Financial, RAC King, LLC, RAC Intermediate Holdings, LLC, RAC Servicer, LLC, and AF Title Co.
To protect your personal
information from unauthorized access and use, we use security measures that
comply with federal law. These measures
include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you
apply for a lease or give us your income information
provide employment information or pay us by check
show your driver’s license
We also collect your personal information from others, such as credit
bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
choices will apply to everyone on your account.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our website resides behind a firewall and uses SSL (Secure Sockets Layer, the
industry-standard security protocol used to communicate with browsers) to transmit
personal information. Data is strongly encrypted during transmission to ensure that
personal and payment information is secure. Industry-standard data encryption
techniques are used to protect personal information.